Risk Intern at Natwest Group

Top Employer
Internship (1-4 Months)
Edinburgh Scotland
Review Date
£22,000 - £23,999
Banking - Retail

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Natwest Group is a Top Employer


The Role



The Role

Role Description

Put in Credit Risk in the Personal Lending Unit. Day to day work was as a sanctioner, which essentially involves underwriting loan and overdraft applications that for whatever reason can't just be decided by the automated system.

1. To what extent did you enjoy your work placement or internship?

"Enjoy" is the wrong word - it was pretty manageable as work goes.


2. To what extent did you feel valued by your colleagues?

Pleasantly surprised. One of my worries was feeling like a pest and a hindrance, but nearly everyone made me feel valued and as though me using their time was no trouble at all.


3. To what extent were you given support and guidance by management/your supervisor(s)?

I had many different people looking out for me. My two line managers were great. I also had two buddies assigned to me who were helpful. Most impressively, many other team members were keen to help even though they didn't have to.


4. How busy were you on a daily basis?

The start was quite slow as I got into all the systems, but from then on I could generally be as busy or as free as I decided to be. There was generally stuff they could give me if I asked for it.


5. How much responsibility were you given during your placement?

I was allowed to do the actual job within a few weeks which was nice.


6. To what extent did/will the skills you developed, and training you received, assist you in your degree studies and beyond?

Not at all.


The Organisation

7. What was the general atmosphere in your office?

Very relaxed. People dress fairly casual, work 8-4/9-5/10-6, and chat occasionally amongst the work.


8. How well organised was the overall work placement or internship set up?

Very, clear they've done it before. When I arrived my first couple of weeks were mapped out for me, then the Early Careers guys set up events throughout, as did the grads.


9. In terms of personal training and development, to what extent did the company or firm invest in you?

I went through the usual training pack for new starters in my team, but that wasn't an investment as such. RBS would probably say the two days induction were investing in us, but frankly that was all nonsense.


10. What were the perks on your work placement?

  • There were no perks with this Internship

11. How appealing are future employment prospects within the organisation?

Feels like a good option to have. Will apply to other grad schemes, but nice to know this is there as the pay is good, relaxed company to work for, and you only have to do something for 6 months at a time so you can escape if it's terrible.



12. Was there a good social scene amongst any fellow placement students/colleagues?

Colleague socialising is dampened by the office being in the middle of nowhere, i.e. little scope for post work pints.


13. What was the cost of living and socialising in the area you worked in?

Edinburgh is quite expensive but not prohibitively so. It helped that I had a flat anyway so didn't need to worry about rent.


14. What was the Nightlife like in the area you worked?

Edinburgh night life is pretty good anyway, then the internship runs through the Fringe which makes it even better.


15. Were there many opportunities to get involved in activities outside of work?

They must us do a fundraising challenge, and put on a couple of socials, but I didn't really buy into either.