Internship Details

  • Job Title: Credit Risk Analyst
  • Start Date: 2011
  • Length: Internship (1-4 Months)
  • Location: City Of London,
    Central London and City
  • Salary: £26,000 - £27,999
  • Roles: Banking - Commercial, Banking - Investment, Banking - Retail, Banking/Finance
  • Reviewer’s Course: Economics With Chinese Studies
  • Reviewer’s University: University of Nottingham
  • Review Date:

The Royal Bank of Scotland Group

Review 53/70 for The Royal Bank of Scotland Group

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Company Sectors

  • Banking - Commercial
  • Banking - Investment
  • Banking - Retail
  • Banking/Finance
  • Economics
  • Mathematics/Statistics

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Job Title: Credit Risk Analyst

Overall Rated 7.1

★★★★★★★☆☆☆

The Role

Role Description

Monitoring performance metrics of assets in one of the non-core portfolios.

Ensuring risk exposures were kept within required limits.

Making a weekly report on trades that had been undertaken from the portfolio.

1. To what extent did you enjoy your work placement or internship?
★★★★★★★☆☆☆

Rated 7/10

The lifestyle and social side was amazing, the actual day-to-day job was less interesting, but I have now been moved to an area that does interest me.

2. To what extent did you feel valued by your colleagues?
★★★★★★★★★★

Rated 10/10

My colleagues immedeitely made efforts to include and get to know me which was appreciated. The other Interns were all incredibly friendly.

3. To what extent were you given support and guidance by management/your supervisor(s)?
★★★★★★★★★★

Rated 10/10

My Line Manager, the rest of my team and the grad recruitment team were always on hand to help me if they could in any way.

4. How busy were you on a daily basis?
★★★☆☆☆☆☆☆☆

Rated 3/10

This was partly due to the complexity of the job, I became busier towards the end when I could contribute more.

5. How much responsibility were you given during your placement?
★★★☆☆☆☆☆☆☆

Rated 3/10

I had to perform tasks to provide information to others which they relied upon condiderably. Towards the end of my internship I was given more responsiblity as my understanding of processes improved.

6. To what extent did/will the skills you developed, and training you received, assist you in your degree studies and beyond?
★★★★★★★★☆☆

Rated 8/10

I learnt many technical aspects which will no doubt come in useful, but also career and life advice from superiors will also be something that I gladly take into the future.

The Organisation

7. What was the general atmosphere in your office?
★★★★★☆☆☆☆☆

Rated 5/10

This varied enourmously, some of the people in my immediete vicinity were quite senior so usually depended on what mood they were in.

8. How well organised was the overall work placement or internship set up?
★★★★★★★★★★

Rated 10/10

Very well organised, with all dates set out at the start and stuck to.

9. In terms of personal training and development, to what extent did the company or firm invest in you?
★★★★★★★☆☆☆

Rated 7/10

We were given excel training in our indcution week to help us with our placement, and this was further enhanced on-the-job when everyone was happy to talk you through anything you couldn't do.

10. What were the perks on your work placement?
★★★★★★★☆☆☆

Rated 7/10

  • Subsidised Canteen
  • Sports and Social Club
  • Company Parties/Events
11. How appealing are future employment prospects within the organisation?
★★★★★★★★★★

Rated 10/10

I liked the environment on the whole, and believe I have found a role which will suit me better.

Other Information

12. Was there a good social scene amongst any fellow placement students/colleagues?
★★★★★★★★★★

Rated 10/10

Yes, full to the brim of legends.

13. What was the cost of living and socialising in the area you worked in?
★★☆☆☆☆☆☆☆☆

Rated 2/10

V expensive, but pay in the area was more than enough to allow it to happen frequently (daily).

14. What was the Nightlife like in the area you worked?
★★★★★★★★☆☆

Rated 8/10

Pretty good, and very accessible to other areas.

15. Were there many opportunities to get involved in activities outside of work?
★★★★★★★☆☆☆

Rated 7/10

Yes there were, two things that I took interest in were cricket and blogging for the website.

In addition to these questions, is there any extra information you would like to leave about your experiences on your work placement that other students may be interested in?

I'd recommend doing something like this to sample the lifestyle as much as the work. The work is only exposure to one tiny part of such a huge bank so its a complete lottery whether you enjoy it or not on the placement. It does give you a great chance to make an informed decision on what you want to do when you graduate based on hearing other peoples experiences and taking on advice from senior employees etc.

Final Average Overall Review Ratings

Calculated by combining the answers in each section.

  • The Role Overall

    ★★★★★★★☆☆☆
  • The Organisation Overall

    ★★★★★★★★☆☆
  • Everything Else Overall

    ★★★★★★★☆☆☆

The final verdict…

On average, this intern student rated The Royal Bank of Scotland Group with a 7.1 star rating average.

★★★★★★★☆☆☆

Review 53/70 for The Royal Bank of Scotland Group

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The Royal Bank of Scotland Group Company Profile

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